West and his team did a great job. West responded back on the weekends and evenings to help make sure things went smoothly and that it did. West told me at the beginning that things would be fluid, each round of documents were a revision, but to trust him as it would all come together. Being extremely detailed oriented regarding important documents and finances it was hard for me to not have each round be perfect, but it all worked out. Everything was approved, appraisal received, and ready to go almost 3 weeks before closing, which I thought was impressive considering from offer acceptance to close was only about 7 weeks.
I shopped around quite a bit and West was competitive on the interest rates and fees. My advice to anyone shopping around for a mortgage is to remember taxes are the same regardless who you go with, settlement fees are determined by the provider you choose, escrow amounts are pretty standard, and everyone is basically using the same short list of home inspectors. I say that because I felt when shopping for a mortgage provider that it really came down to who you think will help educate you throughout the process and be the easiest to work with; assuming competitive interest rates. My initial call with West wasn’t just give me your info and I didn’t feel like I was a bother for asking questions like I felt with other companies. West explained in detail the process and helped educate on call #1. Little did he know how many questions I would have throughout the process.
West actually came as recommendation from realtor friends of my realtor , and the seller’s realtor knew West’s quality so when I said I am working with him on a pre approval (different from lender used for offer) it actually bought us time to shop around since everything moved so quickly in the offer stage for us. Also, West has a friend who is a licensed insurance agent that he referred me to where I got great coverage with a reputable insurance company for both my home and auto policy.
Overall I’d definitely recommend, and thank you for everything.
West was a pleasure to work with and was very responsive I would HIGHLY RECOMMEND!!
Working with West at affordable home mortgage was a pleasure he was 100% responsive to all our questions and helped us every step of the way, strongly recommend!
Thanks to West my wife and I got a great low rate at a great price! West was very helpful and knowledgeable. Would recommend him to anyone needing a home loan!
We've settled several homes and done several refis, so this isn't our first rodeo. West Bart at AHM did an excellent job on a refi for us approx 10 yrs ago. I was working on this refi with a west coast lender, but talked to West on May 8th and he couldn't match them. He did his homework and by May 14th found us an excellent deal that we closed on Saturday, June 13th, at our home!!! West is honest, very efficient, looked out for our interests and obtained an excellent loan for us with low closing costs. => quick, efficient service & mindful of borrower's interest <= ==> 10 STARS ********** and HIGHLY RECOMMEND <==
Excellent service. Navy Federal was backlogged and would have taken 6 months to close. Not only did West beat their rate, we went from application to closing in 34 days.
My husband and I have worked with West Bart on multiple occasions. He’s very thorough and provides continual updates through the process. He makes the process easy to understand and is great as answering our questions. Highly recommended!
Experience matters! West helped us find a mortgage product that was perfect for our situation. We found the perfect house that happened to be a reverse mortgage foreclosure, West guided us all the way through to closing and even helped us close early.
Outstanding service, concientous and dedicated, I literally cannot say enough great things about West Bart at Afforable Home Mortgage. He made sure we understood each step of the process, and made us feel as though the whole buying process was just as personal to him as it was to us. I give his name to everyone I talk to who even mentions they’re thinking of purchasing or refinancing a home, and if we ever find we’d like to refinance, it is West I will be calling to do so, without hesitation or question! (That bring said, he got us a great rate, so I don’t know if we’d ever need to unless the rates get lower again!)